"Question: I want to pursue a government grant, but the organizations I've contacted charge large up-front fees for their services. How can I find government money without spending a lot of money?
-- Ike, New York City

Answer: When it comes to looking for government grant money, you don't need an expensive consultant, you need a database software program called the Federal Money Retriever.

This user-friendly program lets you point and click through the maze of government programs. It provides descriptions, eligibility requirements, available funds and contact information. ...It's a bargain compared to what most consultants will charge you for the same information.

It's unusual to find a product that the experts agree is the "best of the best." But this one has the ringing endorsement of lots of nonprofit and research institutions whose limited budgets require that they seek out the most time- and cost-efficient ways to obtain grant information and funding."

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* Ms. Hirsch is a career counselor and small-business adviser in Chicago, who has written numerous books on these subjects, including, "Love Your Work and Success Will Follow" (John Wiley & Sons Inc.).
 

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